The Certified Anti-Money Laundering Specialist (CAMS) certification is recognized globally as the gold standard in anti-money laundering (AML) compliance. It is awarded by the Association of Certified Anti-Money Laundering Specialists (ACAMS) and helps professionals enhance their expertise in AML practices, financial crime prevention, and regulatory compliance.
If you’re planning to take the CAMS exam, understanding the exam format and types of questions you will face is essential. Additionally, having the right training institute, such as the Academy of Internal Audit (AIA), can significantly improve your chances of passing on the first attempt.
CAMS Exam Format
The CAMS exam is a multiple-choice test that assesses a candidate’s knowledge of AML compliance, financial crime regulations, and risk management. Here’s a breakdown of the exam structure:
✅ Number of Questions: 120 multiple-choice questions
✅ Exam Duration: 3 hours
✅ Passing Score: 75 out of 120 (approximately 62.5%)
✅ Exam Mode: Online or at a designated testing center
The questions are designed to test your ability to apply AML concepts in real-world situations. Some questions may require direct recall of facts, while others assess analytical skills and practical application.
Types of CAMS Exam Questions
The CAMS exam questions are divided into different domains, each covering specific aspects of AML compliance. The four main areas tested are:
1. Risks and Methods of Money Laundering and Terrorist Financing (30%)
This section evaluates your understanding of money laundering techniques, terrorist financing methods, and financial crime typologies. Sample topics include:
- Stages of money laundering (placement, layering, integration)
- Common money laundering schemes
- Use of digital currencies in financial crimes
2. Compliance Standards for Anti-Money Laundering (25%)
This part focuses on international AML regulations and guidelines. You’ll be tested on:
- Financial Action Task Force (FATF) recommendations
- Bank Secrecy Act (BSA) and USA PATRIOT Act
- Know Your Customer (KYC) and Customer Due Diligence (CDD) requirements
3. Anti-Money Laundering Programs (25%)
You need to know how to implement and manage an AML compliance program. Key areas include:
- Risk-based approach to AML compliance
- Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs)
- Internal policies, procedures, and controls for AML programs
4. Conducting Investigations and Reporting (20%)
This section assesses your ability to detect suspicious activities and report them effectively. Topics include:
- Transaction monitoring and red flags
- Case studies on financial crime investigations
- Cooperation with regulatory authorities and law enforcement agencies
How to Prepare for the CAMS Exam?
While self-study is an option, structured training significantly increases your chances of success. That’s where Academy of Internal Audit (AIA) comes in.
AIA – The Best Training Institute for CAMS Preparation
Academy of Internal Audit (AIA) is one of the most trusted training institutes for CAMS certification. AIA provides comprehensive study materials, expert-led training, and CAMS practice questions to help candidates master the exam syllabus.
Why Choose AIA for CAMS Training?
✅ Expert Trainers: AIA’s instructors are experienced AML professionals who provide insights into real-world scenarios.
✅ Comprehensive Study Materials: The training includes the CAMS study guide, eBooks, and practice questions aligned with the ACAMS syllabus.
✅ Mock Tests & Practice Questions: AIA offers CAMS mock tests that simulate the actual exam experience, helping you assess your preparation level.
✅ Flexible Learning Options: Whether you prefer live online classes or self-paced study, AIA provides tailored learning solutions.
✅ Exam Tips & Strategies: AIA trainers guide you through time management techniques and important exam-day strategies to improve your confidence.
CAMS Exam Preparation Tips
Here are some essential CAMS Exam tips to help you succeed in the CAMS exam:
🔹 Understand the Exam Blueprint: Focus on all four domains equally, as each contributes to your final score.
🔹 Practice with Mock Tests: Taking CAMS practice questions from AIA will help you identify weak areas and improve your problem-solving speed.
🔹 Stay Updated on AML Trends: AML regulations evolve constantly, so keeping up with the latest developments is essential.
🔹 Join Study Groups: Discussing concepts with peers can reinforce your learning and help you retain information better.
🔹 Manage Your Time Effectively: With 120 questions in 180 minutes, ensure you allocate time wisely to complete the exam.
Final Thoughts
The CAMS certification is a valuable credential for professionals looking to advance their careers in AML compliance and financial crime prevention. Understanding the CAMS exam format and questions is the first step toward success. However, proper training plays a crucial role in ensuring you pass the exam with confidence.
If you’re serious about obtaining the CAMS certification, enrolling in Academy of Internal Audit’s CAMS prep course will provide you with the knowledge, practice, and strategies needed to excel. With expert guidance, structured study materials, and CAMS mock tests, AIA gives you the best chance to achieve success in your CAMS journey.
🚀 Get started with AIA today and take the next step in your AML career! 🚀
