How to Sell My Pre-Foreclosure House Fast in South Carolina: A Simple Guide
May 09, 2025
If you're thinking, "How can I sell my pre-foreclosure house fast in South Carolina?", you're not alone. Many homeowners in the Palmetto State find themselves in similar situations. Foreclosure can be overwhelming, but there are ways to avoid it—and even walk away with money in your pocket.
In this article, we’ll walk you through everything you need to know to sell your pre-foreclosure home quickly, legally, and without unnecessary stress. We'll also highlight how RedHead Home Properties can help make the process faster and easier.
What Is Pre-Foreclosure?
Pre-foreclosure happens when a homeowner falls behind on mortgage payments and the lender issues a notice of default. While the house hasn't been taken yet, the bank is warning that foreclosure is coming if things don’t change soon.
During this stage, you still own the home, and you still have options. One of the best options? Sell it before it goes into full foreclosure.
Why Selling During Pre-Foreclosure Is a Smart Move
Selling your home during pre-foreclosure helps you:
- Avoid damage to your credit score
- Stop foreclosure from appearing on your record
- Possibly walk away with some cash
- Avoid the stress of legal proceedings
If you act quickly, you can still sell your home and avoid losing everything.
Steps to Sell Your Pre-Foreclosure House Fast in South Carolina
Let’s break down the process into simple steps:
1. Understand Your Financial Position
Start by figuring out exactly how much you owe, including:
- Mortgage balance
- Late fees and penalties
- Attorney or legal fees (if any)
This gives you a clear picture of how much you need to sell the house for in order to cover everything.
2. Contact Your Lender
Believe it or not, most lenders don’t want to foreclose—they just want their money. Reach out and let them know you're trying to sell the home. Many banks are willing to give you extra time or even help with a short sale if needed.
3. Know the Local Real Estate Market
South Carolina is a great state for real estate activity, especially in cities like Columbia, Charleston, and Greenville. If you’re located in Columbia, for instance, and need to sell inherited house Columbia SC, the local demand may work in your favor.
Find out:
- What similar homes are selling for
- How fast homes in your area are selling
- What repairs (if any) are needed
If the house is in rough shape, don't worry. You can still sell it as-is—we’ll cover that next.
4. Sell As-Is to a Cash Buyer
One of the fastest ways to sell your home during pre-foreclosure is to work with a cash home buyer like RedHead Home Properties.
Why?
- No need to fix anything
- No agent commissions
- Fast closings (in as little as 7 days)
- Flexible terms that suit your situation
Why are cash offers better in South Carolina? Because they help you avoid delays, inspections, and complicated negotiations. You get a fair offer and peace of mind.
5. Get Your Paperwork in Order
To sell your house quickly, you’ll need:
- Mortgage payoff statement
- Property deed
- Identification
- Any foreclosure notices
Having your documents ready will prevent delays once you find a buyer.
Can I Sell My Pre-Foreclosure House As-Is in South Carolina?
Yes, you absolutely can. In fact, selling a house as is in South Carolina is very common, especially for homes that need repairs, are inherited, or are behind on payments.
Cash buyers like RedHead Home Properties specialize in buying homes as-is, no matter the condition. That means you don’t have to clean, fix, or even mow the lawn!
Avoid Foreclosure: Work With a Trusted Local Home Buyer
Trying to sell a home while facing foreclosure is stressful—but you don't have to do it alone. RedHead Home Properties is a trusted local business that buys homes in all conditions across South Carolina.
Here’s what makes us different:
- We buy homes as-is, even if you’re behind on payments
- We make fair cash offers—fast
- We can close in as little as 7 days
- No commissions, no hidden fees
Whether you're facing pre-foreclosure, inherited a home, or just want to sell fast, we’re here to help.
Other Common Questions
Can I Sell My Pre-Foreclosure Home Without an Agent?
Yes! Selling directly to a cash buyer eliminates the need for a real estate agent, saving you thousands in commission.
What If I Have an Inherited Property and It's in Pre-Foreclosure?
Many people inherit homes and then fall behind on property taxes or mortgage payments. If that sounds like you, don’t worry. Whether you're looking to sell inherited house Columbia South Carolina or anywhere else, we’ll walk you through the process.
Will I Owe Capital Gains Tax If I Sell?
In most cases, if you’re selling a primary residence and haven’t gained a lot of value, you may not owe any capital gains tax. But if it’s an investment or inherited property, there could be tax implications. Learn more about capital gains tax on real estate in South Carolina before you finalize your sale.
Conclusion
If you're asking, “How do I sell my pre-foreclosure house fast in South Carolina?”, the good news is—you can. The key is to act quickly and work with professionals who understand your situation.
At RedHead Home Properties, we help homeowners across South Carolina sell their homes fast, even in tough situations like foreclosure, inheritance, or needing to sell as-is.
Ready to Get Started?
Visit RedHead Home Properties today or contact us for a no-obligation cash offer on your home. Don’t wait for the bank to take control—take action today and move forward with confidence.
